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3 days ago · by · 0 comments

Open Enrollment 2019 Ends Today

Today is the last day for open enrollment for 2019. If you do not select a plan by midnight tonight, you will not be eligible to receive subsidies for 2019 without a special circumstance.

Don’t miss out on your opportunity to select from the maximum number of options for your health coverage in 2019. Call today 1-888-630-3826!

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2 months ago · by · 0 comments

How Do Subsidies Work?

Can I save money?

Every year Open Enrollment for the Affordable Care Act, also known as Obamacare, starts in November and people always ask what is the cheapest plan they can get? The answer is, it depends!

The Affordable Care Act allows for certain individuals to receive subsidies based on income levels. However, you must first meet a certain income level before you are allowed to receive a subsidy. What does this mean?

For an individual, you must make at least $16,000 per year to receive subsidies in many cases.  More information can be found at healthcare.gov about specific income levels.

Is there a downside to subsidies?

As with most things, there are caveats to subsidies. At the end of each year, your subsidy level will be compared to your IRS Tax Return to make sure that you actually qualify for the subsidies you received during the year for healthcare. If your income level is higher than what you reported on your application, you will owe money back to the government for the subsidies that you did not qualify for. This can be fixed by making sure you update any income levels that may change during the year to keep your subsidies and premiums at the proper amount.

How Can I Get Help?

We are here to help you during Open Enrollment as well as the entire year. Our team can help you determine if you are eligible for a subsidy, apply for insurance, and help you keep everything updated throughout the year. To get help, book an appointment using the button below. Or request a free quote, we are happy to help!

Schedule Appointment

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Healthcare Solutions Team

Healthcare Solutions
David Taylor Jr.
Mount Hermon, KY 42157
Nationally Licensed
NPN: 18486309

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dtaylorjr@myhst.com

1-888-630-3826

Available 8:00am - 4:00pm