Often times I hear complaints about an ACA Marketplace Plan stating that it did not cover an OBGYN visit. The question that comes is, “I thought these visits are covered because of Obamacare?” The short answer is, they are. However, there are some rules that you need to know about regarding whether or not a visit is covered as free/preventative under the Affordable Care Act.
Mammograms are only covered for women who are over the age of 40. Pap smears are covered once every three years for women 21-65. These are not covered for everyone or every year.
It is important to know and understand what is or is not covered under the Affordable Care Act before you go to the doctor so you are not surprised when you receive a bill. Insurers may elect to cover these services for a broader range of customer and more often, but these are the minimum requirements.
For more information, visit healthcare.gov